Choosing between Daman and Orient for your UAE expat insurance? I compared both in 2025—and found key differences that most blogs skip.
Daman vs Orient: Which UAE Expat Health Insurance Is Better in 2025?
Table of Contents
- Why I Switched Plans in 2025
- Quick Comparison Table
- What I Liked (and Didn’t) About Each
- Who Should Choose Which?
- FAQ
Why I Switched Plans in 2025
I started with Daman Basic in 2023—cheap, compliant, and easy to get. But when I had a dental issue, I realized the coverage gaps. In early 2025, I tested Orient's enhanced plan for a better expat-specific fit. The difference? Noticeable.
Quick Comparison Table
| Feature | Daman | Orient |
|---|---|---|
| Monthly Cost | ~AED 250 | ~AED 300 |
| In-Network Coverage | Wide, mostly public hospitals | Includes top-tier private clinics |
| Dental & Vision | Excluded | Optional add-on |
| Customer Support | Slower response times | Live chat & fast email support |
What I Liked (and Didn’t) About Each
Daman wins for affordability and regulatory trust—it’s government-backed. But its digital experience felt outdated. Orient, on the other hand, was smoother online and had better perks, especially for expats who want English support and fast claims.
Who Should Choose Which?
- Choose Daman if: You want the cheapest government-compliant plan and don’t need extra frills.
- Choose Orient if: You need premium clinics, English support, or family coverage.
Honestly, both serve different needs. I still recommend Daman for budget expats—but if comfort and speed matter, Orient’s worth the extra AED 50/month.
FAQ
Is Orient officially approved for UAE visas?
Yes, but make sure to get the right visa-compliant package—some are travel-only.
Can I switch between Daman and Orient mid-year?
Yes, though you may lose unused premium or need to notify immigration authorities.
No plan is perfect—but understanding the trade-offs can help you avoid major frustrations later. I wish someone had explained this clearly before I signed up.
